During the winter a lot of damage occurs due to water. Half of the claims under the property insurance include water!

The volume of water for your home and its contents can greatly increase: damage to carpets, wallpaper, ceilings, parquet floors, furniture...

The multi-risk insurance policies usually contain a section dealing with "water" and that covers accidental water damage.

Please note, the insurance contracts are a distinction between "water" and flooding! Water infiltration and fluid leaks in your home are thus covered by the warranty "water", but damage caused by a natural event such as the flooding of a watercourse is covered by the warranty "natural disasters".

The main causes of water damage include leaks in aging (rusty) pipes or leakage caused by freezing weather, overflowing washing machines or dishwashers, water seepage through the roof and flat roofs, overflowing from blocked gutters and forgetfulness and carelessness (e.g. flooding through an open crane).

Pay attention and regular maintenance such water damage could easily occur. It therefore seems more useful than a few simple precautions so that you are soon no feet in the water. And now that winter is imminent and we may expect freezing temperatures.

To prevent leakage of rainwater in your home

• Never leave a window open when you leave your home, not a window when thunderstorms are expected;

• Make sure your walls are in good condition, repair cracks through which rain can enter;

• Regularly check the condition of your roof after, especially after a storm or strong winds;

• Check for water seepage is not in heavy rain through roofs;

• Check your gutters and cornices are in good condition and the plumbing for rainwater;

• Clean your gutters cleaned regularly - especially during periods of dead leaves falling from the trees - and make pipes clogged

Prevent damage due to freezing weather

• Isolate or empty exposed to freezing temperatures, water pipes in time, especially a water pipe leading to an outside wall or in the garden, or in unheated classrooms installed machines;

• When a room several days unoccupied during the winter (beware of closed schools and nurseries or students who digs leave during the holiday season or after the session of January!), Empty or water installations and central heating ensure at least that its temperature remain high enough so that freezing is prevented;

• In case of a low ambient temperature in the fuel lines occur the formation of paraffin, which could cause the shutdown of the heater or even worse to cause harm;

• Perform a thorough check once it starts to thaw and do not forget uninhabited rooms of the building (attic, garage, storage ...);

Mold is a microscopic organism that occurs naturally and can be found virtually anywhere in the world.

Mold is not a member of the flora or fauna. Mold is a fungus, a type of organism that shares characteristics of both kingdoms.

The study of fungi is called mycology, a branch of study of botany. However, fungi are considered closer to the animal kingdom to the vegetable kingdom.

On the one hand, fungi have a metabolism through which derive their energy from organic material in which they live and therefore do not depend on photosynthesis like plants. On the other hand, their reproductive cycle includes the formation and proliferation of spores, a process similar to that follow flowering plants to reproduce.

The mold has a rapid life cycle and simple.

When a spore is deposited on a surface where growing conditions are favorable, it will germinate and produce a colony of hyphae, the multitude of filaments that we recognize as rust. Once mature hyphae, some of them in their extreme form new spores. From there, the spores are released into the air, to eventually settle and grow in a different place where conditions are favorable. And the cycle continues.

Mold spores are designed to spread as far as possible. Your weight, shape and specific dimensions will remain suspended in the air with a deposition rate of 20 cm per hour. This means that airborne spores very still "fall" not more than 20 cm in an hour. Under ordinary conditions in which there is some movement in the air, the spores can remain suspended indefinitely.

Household mold old requires moisture, nutrition and heat to establish a colony. Although different species prefer different conditions, in general the ideal parameters are:

Humidity: 75% RH to 85% RH (moisture balance at the surface)

Nutrition: Organic matter such as wood, wallpaper or dust

Temperature: 20 ° C to 30 ° C

When external conditions are far from the ideal parameters, decreases mold activity, eventually reaching a form of hibernation that allows you to stay alive by using as little energy as possible. Some household molds can remain in this state for decades, and begin their growth at the moment the situation changes and the conditions again become favorable.

Can be as efficient as that body to sustain life for long periods of time, when rates of temperature and humidity rise, mold can grow at an impressive pace, doubling its mass within 10 hours.

In a building with moisture, visible mold growth often occurs within the first 10 days.

Invariably, mold thrives near a moisture source. In buildings, mold will form around gutters, insulated windows and doors, and generally in areas with either poor ventilation and / or inadequate insulation.

Unlike other types of fungi that grow in that deteriorating buildings and building materials, or at least not at a significant rate, mold pose a risk to the climate inside the building to be able to damage the insulation materials and even structure.

Floods bring great devastation and are completely capable of damaging your home. Damage from water to homes caused by flooding sometimes requires heavy water damage repair. In such cases, removal experts are able to care for damages for water, so that necessary repairs can be made as soon as possible. Do not delay. Check your local listings for those who are experienced in removing the flood water and can get to you quickly. Any delay on your part can cost you thousands of extra dollars in repairs necessary to return your home to normal.

These are the step s that experts disposal of water goes to your home ready for service:

Many years of experience come into play when the experts come to do an assessment of the damageto your home. Assess the situation and build a plan of attack for your individual situation. Following this assessment, which must be able to provide an estimate of cost, time and situation, so you can take to your insurance company.

The water will be extracted using hoses to pump water out of your home and in tanks attached to their trucks. The water may contain bacteria that are dangerous to simply pump out into the drainage system therefore need to be tested and disposed of properly.

The third step is done quickly because the humidity can cause damage to walls and other affected areas of the house. The dehumidification process is done by using large fans and dryers, respectively.Blowers to dry each and every corner of the area. Dehumidifiers remove the vapor in the air. With the technique of purification of such water damage, with water vapor leaves the front door and start the recovery process.

After the flood water damage, often there is a chance that bacteria will settle in the carpet and can cause toxic mold to grow and make an unsafe environment. If it is determined that the carpet can be saved, a complete disinfection process must be completed. This is done chemically, using methods approved by the EPA, to ensure that the remaining carpets are safe for pets and humans alike.

Some debris is a result of fast-paced water or disintegration of the materials that were present in the area affected by the flooding. These wastes will be removed from the area and eliminate the manner dictated by federal safety standards. It may be necessary to rent a dumpster or hiring a cleaning crew before the extraction team arrives by the degree of damage. For most jobs, however, the equipment you used to care for your flood damage will be able to take care of it on their own and provide a safe and clean again.

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